What is Capital Facilitation as a Service (CFaaS)?
CFaaS is MaxBalo’s proprietary lending framework tailored for African SMEs. It’s an innovative approach that uses structured financing and AI tools to unlock debt capital while managing risk and compliance.
How it Works
MaxBalo’s Capital Facilitation as a Service (CFaaS) is a smarter, more adaptive way to deliver funding. We match capital with business needs and available collateral to provide timely, affordable financing that aligns with real-world cash flows. Through our network of trusted local agents, we distribute capital efficiently, while our AI-powered loan platform ensures full transparency, compliance, and risk oversight. Every transaction is tracked, monitored, and managed in real-time, enabling responsible disbursement, proactive support, and scalable growth across diverse regions.
The MaxBalo team is diligent in protecting your investment when vetting potential loan recipients. We do this by:
We identify and vet high-potential SMEs
Structure loans to match their business needs
Disburse and monitor capital via local agents
Provide compliance and repayment oversight
Why is CFaaS better than the alternative lending solutions?
Unlike traditional banking or high-cost informal lending, CFaaS delivers stability and continuity. Instead of one-time loans, we offer a rolling, relationship-based model ensuring that capital remains accessible as businesses grow.
Our system is built for scale, with multi-tenant infrastructure, localized data protections, and real-time visibility into performance. This means lower default rates, faster decisions, and capital that works harder, fueling growth for borrowers and delivering greater impact across underserved communities.
Lower cost of capital
Faster disbursements
Transparent and tech-driven
Scalable across emerging markets