Fueling Africa’s Growth with Smarter Capital

MaxBalo is transforming how businesses and communities grow by delivering affordable, ethical, and timely financing where it's needed most.

Supporting financial education and innovation

Across Africa, millions of entrepreneurs and individuals are ready to grow but face a system that wasn’t built for them. With no formal credit infrastructure, widespread financial exclusion, and interest rates reaching 12% per month, access to capital is out of reach for most. MaxBalo was created to change that. 

Through our innovative Capital Facilitation as a Service (CFaaS) model, we deliver structured, collateral-backed capital and ongoing financial support to small businesses, women-led enterprises, and the unbanked. By pairing funding with education and mentorship, we’re not just providing loans. We are building a pathway to long-term economic empowerment. From local job creation to cross-border growth, MaxBalo is fueling an inclusive financial future one loan, one business, and one community at a time.

How We Help

With MaxBalo, you can:

  • Access capital based on your business potential, not your banking history.

  • Get structured funding aligned with your cash flow and goals.

  • Work with a team that guides, mentors, and believes in your success.

A clear path to capital.

Why It Matters

Traditional finance systems don’t work for most African entrepreneurs. We’re changing that.

  • 60%+ of Africa’s population is unbanked

  • Capital costs can exceed 12% per month

  • Credit history often doesn’t exist

  • Viable businesses get left behind

MaxBalo bridges the gap connecting the underserved to capital, coaching, and continuity. We know what it’s like to be ready to grow but blocked by barriers to funding. That’s why MaxBalo created Capital Facilitation as a Service (CFaaS): a smarter, tech-powered way to match capital with opportunity.

Our Impact

MaxBalo is redefining access to capital by empowering African entrepreneurs and underserved communities with affordable financing, education, and long-term support. From small business loans to microfinance through trusted resellers, MaxBalo is fueling inclusive growth, job creation, and sustainable economic transformation across the continent.

Currently Operating In: Ghana • Kenya • Cameroon • Zambia
Loans Facilitated: $10,000,000
SMEs Served: 1,200+
Reseller Partners: Enabling last-mile reach to unbanked individuals
Women-Focused Impact: Capital + coaching for women-led businesses
Financial Literacy: Free financial education seminars open to all

Backed by a Powerful Ecosystem

GIAC is a pan-African incubator that empowers entrepreneurs through mentorship, strategic support, and a connected ecosystem of experts and peers. While GIAC builds the foundation for growth, MaxBalo delivers the capital. Together, we create a powerful engine for Africa’s next generation of business leaders.

We’re not just a financial platform. Through our partnership with the Global Impact Accelerator Corporation (GIAC), we deliver:

  • Post-funding mentorship

  • Strategic business coaching

  • Better loan performance and real-world outcomes

Fueling Our Mission with MISA

To scale its impact, MaxBalo leverages the MaxBalo Impact Savings Account (MISA)—a private capital structuring vehicle designed to finance the expansion of Credit Financing-as-a-Service (CFaaS) across Africa.

  • Offers fixed-income-style returns

  • Structured for transparency, compliance, and stability

  • Available by invitation only to pre-qualified participants

Apply for a Loan

Track loans, manage disbursements, and access reporting—securely and transparently—through our proprietary CFaaS platform.

Let’s Build Africa’s Financial Future Together

Partners

Entrepreneurs

Partners & Press